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Tips for saving on insurance:
- Buy a policy immediatley, before a loss
- Define what you're buying protecting
- Don't deal with faceless quote services
- Make sure you buy the right type of coverage
- Shop around
- Don't under report the estimated value of items when purchasing
- Make sure you are not over insured
- Don't buy insurance as a savings plan, investment or retirement
- Never apply for insurance at several companies at the same time
- Try and find out what the underwriting requirements are before applying
- Developing a relationship with a knowledgable insurance professional
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